Summary
Coinme now offers the largest cash-to-crypto access network in the U.S. Use cash to buy and sell crypto at over 50,000 retail locations, no bank account required.
If you’re looking for a simple way to buy bitcoin with cash at trusted retailers right in your neighborhood, Coinme just made it easier than ever.
With the launch of Coinme Cash, customers can now convert cash into crypto at more than 10,000 retail locations across the United States. This new offering makes Coinme the largest cash-to-crypto access point in the country.
The best part? The lower fees mean more crypto in your wallet.
Get More Crypto for Your Cash
Unlike bitcoin ATMs, which can charge over 30% in fees, Coinme Cash offers a flat retail service fee of $3.95 regardless of the transaction size, plus a 5% transaction fee. That means you can get up to 35% more crypto for your dollar compared to leading bitcoin ATM providers.*
So what does this look like in real life? Let’s say you want to purchase $500 of crypto.
If you make this purchase at one of the leading bitcoin ATM providers, your $500 could leave you with just $350-$425 in crypto.
With Coinme Cash, you’re looking at about $475 in crypto!
That’s up to $125 more bitcoin to HODL, LTC to pay your friend, or USDC to send to your family back home.
Whether you’re growing your bitcoin portfolio, sending remittances, or just getting started with digital currencies, Coinme Cash offers unprecedented access and affordability.
🏪 Find Coinme Cash at Trusted Retail Locations
You can now load your Coinme wallet with cash at the grocery and convenience stores you already visit. The process is fast and easy:
- Download the Coinme app
- Select the amount to load
- Get a barcode in the app
- Scan the barcode at checkout, and hand over cash¹
- Receive crypto in your Coinme Wallet within minutes²
There’s no need for a bank account, debit card, or complex setup. Just cash, barcode, and crypto.
🚀 Why Coinme Cash Is a Big Deal for Crypto Adoption
Coinme Cash addresses a major pain point in crypto: affordable and accessible onramps for cash users. By lowering fees and expanding availability to tens of thousands of retail locations, Coinme is helping democratize access to digital assets, especially for people who may be unbanked or underbanked.
“This major network expansion brings our low-cost crypto onramp to even more of the everyday stores millions of people already visit each month,” said Neil Bergquist, CEO and co-founder of Coinme. “Crypto shouldn’t be limited to people with bank accounts. Coinme Cash enables users to convert physical cash into digital currency with transaction fees that rival leading debit card services.”
As crypto goes mainstream and new policies like the GENIUS Act accelerate digital adoption, Coinme’s cash-to-crypto service provides the infrastructure needed to onboard the next generation of crypto users.
Frequently Asked Questions (FAQ)
Can I buy crypto without a bank account?
Yes. With Coinme Cash, you can fund your crypto wallet at over 10,000 retail locations using just cash — no bank account or debit card required.
How much does Coinme Cash cost compared to Bitcoin ATMs?
Coinme Cash charges a flat $3.95 retail service fee plus a 5% cash exchange fee. By comparison, leading Bitcoin ATM operators can charge over 30% in fees. That means you can get up to 35% more crypto for the same amount of cash.
How fast will my crypto show up in my wallet?
Funds are typically available within 15 minutes of completing your transaction at the checkout counter.
What types of crypto can I buy with Coinme Cash?
You can purchase a wide range of popular cryptocurrencies, including Bitcoin (BTC), Litecoin (LTC), Solana (SOL), XRP, and USDC. The selection is constantly expanding.
Where are Coinme Cash locations?
Coinme Cash is available at more than 10,000 participating retailers across the U.S. That means you can walk into familiar grocery stores, pharmacies, and convenience chains to fund your crypto wallet with cash at checkout. You can easily find the nearest location by opening the Coinme app and searching by city, state, or ZIP code.
Start today. Download the Coinme app and find a Coinme Cash location near you.
¹Retail service fee up to $3.95 and limits may apply. Keep your receipt as proof of your transaction.
²Funds will typically be available within 15 minutes.
*Based on Coinme’s analysis of publicly available cost structures of the top Bitcoin ATM operator locations as of July 2025 for a $500 transaction. Comparison reflects total transaction costs, including fees, exchange rate spread, and any additional surcharges. Actual savings may vary based on transaction amount, market conditions, promotions, timing, and price adjustments by the operator. Rates subject to change.
